12/29/2023 0 Comments Shogun shopify pricing![]() In general, GemPages offers a slightly more affordable solution than Shogun, which makes it an economical option for small and medium-sized businesses. GemPages’s entry plan enables you to create unlimited pages, while Shogun only provides access to 25 pages in the entry plan and 700+ pages as the maximum in the highest plan. Shogun also offers three packages but with different levels of price: Build ($39/ month), Measure ($149/ month), and Advanced ($499/ month). GemPages offers three pricing plans: Build ($29/month), Optimize ($59/month), and Enterprise ($199/month). With a stock of standard templates and native elements, you can conveniently customize your website with simple drag-and-drop operations. This comprehensive table will give you an overview of some essential features to simplify your decision-making process.Īvailable at the most popular plan (US$59/month)ħ00+ / Available at the highest plan (US$499/month)Ī feature that allows creating automated animations that trigger when customers interact with specific elements on your page.Ī feature that helps a consistent style for specific sections/ elements across your page.Ī built-in automated tool capable of detecting design mistakes, evaluating page performance, and providing real-time suggestions to improve the conversion rates of your landing pages.Īvailable at the highest plan (US$499/month)īoth GemPages and Shogun provide you with the basic features required to build an online store. This article aims to provide you with an unbiased evaluation of the unique features offered by GemPages and Shogun, then you will be able to choose the best page builder that aligns with your needs. Understanding their differences is key in selecting the optimal page builder for your online store. ![]() Both have unique strengths that are suitable for different customer segments and business needs. ![]() GemPages and Shogun are the top page builders utilized by many only store owners on Shopify. Effortlessly building a stunning and high-converting page with some simple taps is what a page builder brings to a store owner. Choosing a suitable and reliable page builder plays a vital role in the initial success of launching your own online business. ![]()
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12/29/2023 0 Comments Sell your runescape account for paypal![]() ![]() A swap with anyone is not prohibited by the rules. ![]() For the time being, there is no price for RuneScape gold. Bitcoin is one of the many payment methods that we are able to provide for Osrs Gold purchases. It is simple to sell your RuneScape gold through Pking, bossing, staking, and other methods. With OSRS, you can now earn real money and play it more easily than ever. In other words, one billion OSRS Gold is worth around $430, while one billion RS3 Gold is worth around $60. At the moment, OSRS Gold is trading for $0.33 per Million, while RS3 Gold is trading for $0.06. How Much Is Osrs Gold Worth In Real Money?Īs a stock exchange, it is analogous to a stock exchange. With PayPal and Bitcoin as payment methods, you can get your money as soon as possible. If you want to sell your RS3 or OSRS gold for cash, EZRSgold is the most convenient option. Ezrsgold Is The Best Place To Sell Rs3 Or Osrs Gold What are you waiting for? We are happy to assist you in selling your account at ACKKINGS. As soon as we receive your account information, we will provide a payment plan for it and provide 24×7 live support to assist you in making the switch. Louise99 was born on July 21, 1971.Īre you looking for someone to sell your RuneScape account? If this is the case, our company has the solution for you! It is also possible to provide your account information directly to us via our website, which can be found at or. There are some free OSRS Minigame Service downloads for Fighter Torso/Void sets and Graceful Outfits. – Bonds 07 Clothing, weapons, and equipment can be sold within 48 hours. A contact locked with a date has been sold. This rare shade of partyhats is #9918, and it was discovered on March 29, 2021. A locked buying zone takes about an hour and a half to complete. This currency pack will enable you to earn currency, boost your XP levels, and more in RuneScape. Saradomin, 11/21/15, $350 0 The contact is locked and should not be opened. This type of weapon can be sold for up to 48 hours in locked situations. LordRahl01 is currently offering $550, and no sales are being accepted. The first page contains the following information. A Runescape Items operating system account is one of the accounts in a Runescape account. Sell your goods and services to investors. PlayerUp is the world’s leading digital accounts marketplace. Runescape Items for Sale is an online marketplace for Runescape items. Members have eight slots on the Grand Exchange, allowing them to place additional items at once. Note: Only users with enough posts, an adequate period of time as a member here, and in good reputation standing are able to post in this forum.It is acceptable to sell as many items as you want, as long as you have enough trading slots. Any thread advertising a Hackintosh for sale will be deleted and punitive actions may be taken. Our forum rules prohibit the discussion of Hackintoshes, this includes the sale of such machines.The most basic rule is USE YOUR COMMON SENSE!!.This forum will only be visible by members.Flaming and personal attacks are prohibited and you could be banned without warning for participating in such things.The moderators and staff of this forum will have nothing to do with private transactions.Use of this forum is at your own risk.įor further information on protecting yourself in online transactions, please visit the usa.gov-online-safety website. This forum is only provided as a convenience for our memebers. It is up to you to make a sound decision on whether to buy or sell to someone here. will not in any way, shape, or form be held liable for anything that happens in this forum. ![]() 12/29/2023 0 Comments Female human grim reaper drawing![]() ![]() Hyde (1931).ĭirected by Mitchell Leisen, Death Takes a Holiday stars Fredric March as Death in human form. Death Takes a Holiday (1934) Fredric March is best known to horror fans for his Oscar winning performance in Dr. Though it’s difficult to confirm definitively, the opening credits indicate that Death is played by Brigitte Helm who also famously plays Maria and the Maschinenmensch (aka Machine Man) in the film. Freder is unnerved, and he later hallucinates that the statue of the Grim Reaper comes to life, playing a bone as a flute and swinging its scythe. First, Freder (Gustav Fröhlich), the heart of the movie, sees a statue of Death centered among other statues representing the seven deadly sins. Metropolis, the 1927 German masterpiece by Fritz Lang, features the Grim Reaper briefly in a pair of highly memorable scenes. Metropolis (1927) Much of the original version of Metropolis was thought to be lost until a print was discovered in Argentina in 2008. However, the robe Georges wears and the scythe he carries are clear indications of who and what he represents. The spirit that visits David is his friend Georges (Tore Svennberg) who died a year prior, so he is technically a grim reaper and not the Grim Reaper. As David’s soul leaves his body, he is visited by a ghostly man in a carriage who attempts to help David see the harm his actions in life had on others. The movie follows David (Victor Sjöström), a drunkard and unrepentant jerk who has a near-death experience after being hit on the head with a bottle. The Phantom Carriage is one of the earliest depictions on film of a scythe-carrying representation of Death. Movies About the Grim Reaper The Phantom Carriage (1921) The Phantom Carriage is notable not only for its impressive special effects, but also because of its influence on famous Swedish director Ingmar Bergman. Either way, this list chronicles the most notable depictions of the Grim Reaper in movies along with a few interesting variations. Or perhaps it’s because audiences aren’t terribly eager to be directly confronted with their own mortality. Perhaps it’s the Reaper’s traditionally grim demeanor that keeps him (or her) out of the spotlight. Since then, the Grim Reaper has appeared in movies in various forms, some more human than others.Īs a character and an archetype in film, the Grim Reaper is used in far fewer films than more popular supernatural entities like vampires and witches. However, The Phantom Carriage(1921) may be the earliest reaper-like appearance of Death, complete with a dark robe and scythe. In movies such as The Phantom Carriage (1921) seen here, the Grim Reaper is often the conduit for a morality tale.ĭeath as a character in movies goes back to the silent era with early portrayals seen in films like Eerie Tales(1919). Much later, the name “Grim Reaper” was first used in association with the personification of Death in the book The Circle of Human Life (1847). The image of a scythe-wielding skeleton stuck. With the Black Death killing millions of people in the 14th century, the idea of a soul-harvesting figure creeped into everyone’s minds. The image of the Grim Reaper as a skeletal figure wearing a black, hooded robe and carrying a scythe is thought to originate in Europe during the 1300s. The most recognizable form of Death in Western culture is that of the Grim Reaper. Since dying is a natural part of life, people throughout history have personified Death in various ways. ![]() 12/29/2023 0 Comments Laundry sink size![]() ![]() Bigger than other household sinks, laundry room sinks are rectangular shapes that are both deeper and wider. Laundry room sinks should be big enough for their planned uses but small enough to fit within the allocated space. But how big should a laundry room sink be? We've explored all there is to know about laundry room sinks so that we can help you understand exactly how big of a sink you should purchase. There are a variety of styles and sizes on the market, so finding a sink to fit your laundry room shouldn't be a problem. Everyone homeowner is on a budget, so we wanted to make sure to recommend top under sink sump pumps at every price point.Having a sink in your laundry room can be useful for many chores and nice to have as a secondary sink. The final consideration was choosing was price. The pump can get stuck if it tries to work to remove all of the water in its chamber – leaving you with the option of either continuously checking on your drain line or installing an additional sump pump. The large horsepower pumps are often equipped with a pump chamber that is too large for the amount of waste water being produced. In some cases a large horsepower pump is better – but not all the time. The next important feature we looked at was the size of the pump. The pumps had to be able to lift water more than 10 feet and they also had to include a battery backup system for use during power outages. Want to know how we picked our top rated under sink sump pump? The first thing we did is determine if each pump would work with a long laundry room or basement drain line. The under sink sump pump is the best alternative because they are wireless, easy to install anywhere below your sink and can pump out water fast! How We Test Our Picks The downside with these units is that they are battery-powered and can only work for short periods of time, often needing recharging or replacement batteries before completing their job. The other alternative is to use a portable sump pump that can be carried to anywhere in the home where water needs to be moved. Gravity also fails when the home loses power. The downside with a gravity drain system is that it works very slowly and often there can be issues with foreign objects getting stuck in the drain lines. The first is a traditional gravity drain system, this method will use the force of gravity to move water from one location to another. There are a few alternatives to under sink sump pumps. The wireless design makes it easy to place in any location below your kitchen or bar sink! Alternatives to Under Sink Sump Pumps The battery back up system is great for homes that might lose power when the drains backs up in the sink. The under sink sump pump will keep these areas floor, dry. These areas are all lower than the main sink drain in the kitchen and interior bathrooms. The most common areas of the home that have a sink that needs a drainage pump are the basement, guest houses, garage and bar. You might be wondering – does every sink in my house need a sump pump? Fortunately, the answer is no! Under sink pump pumps are only needed in locations where gravity lines will not work! Not powerful enough for basement use – we recommend upgrading to the 1/3 HP modelĭoes Every Sink Need An Under Sink Sump Pump?. ![]() Here are the top rated sink drain pump systems for your kitchen, basement or bar sink! Each of these Sump Pumps will look great under your kitchen sink, bar sink or basement washroom sink. Pumps with higher horsepower and additional features cost more money so it is important to consider how the pump will be used so you get the best bang for your dollar! Top Under Sink Sump Pumps of 2023 Most pumps are designed to fit 1/8″ to 1/2″ drain lines. Another important factor to consider is the size of the drain line. ![]() Larger volumes of water require larger pumps – especially if it is installed under a basement sink. The most important thing to consider is the horsepower. There are a few things to keep in mind when shopping for a sump pump for under a kitchen or basement sink. How To Choose The Best Under Sink Sump Pump In this post we will review the best under sink sump pumps and basins so you can improve your drainage and start pumping water from your basin into city sewer lines. Since there are so many similar models on the market and buying a pump is a significant investment we reviewed the top sink sump pump systems for your home. Under sink sump pumps are used to provide extra drainage for kitchen sinks, bar sinks, utility, and even dishwashers that are below ground level where traditional systems won’t work. ![]() 12/29/2023 0 Comments Pc push to talk foot pedal![]() ![]() USB foot pedals are also selected for applications including image capture the most popular being image capture for x-rays. They can have a long cable – between 2.5 and 5 meters making them well suited to this application. USB foot pedals are foot pedals with a USB connection, they are compatible with Windows, Mac or Linux and can emulate keyboard or mouse functions. It also saves time and space on the work station. This way of answering the phone is preferred as it is hands free allowing the user to operate a computer with two hands at all times. It involves using a footswitch as a way of answering the phone. “Push to Talk” is a type of application found in call centers and emergency services. Using a footswitch for this type of application is highly recommended as it gives the user full use of their hands. Read more here.Our USB Foot Pedal is often selected for use in Push to Talk applications. ![]() In the case of clickbait, or content lacking context, you may lightly edit the title. EXCEPTIONS: Pay-walled and non-english sources and corporate earnings calls.ĭon't editorialize your titles. Submissions must use the original source when available. Rule #9: Use the original source, no editorialized titles, no duplicates Keep posts and comments related to PC gaming and the topic being discussed. In addition to this, Youtube links posted by new accounts are filtered due to channel spamming. Rule #7: No Let's Plays, streams, highlight reels/montages, random videos or shorts GoFundMe and other fundraising posts are also prohibited. Please don’t make requests for spare game keys or PC parts. Our Discord has channels for finding people to play with. Game suggestion requests and all their variations belong in the weekly game suggestion thread that runs from Fri - Sun. Rule #6: No game suggestions, friend requests, surveys, or begging. You can also try /r/buildapcforme, /r/SuggestALaptop, /r/headphones, /r/monitors, /r/mechanicalkeyboards, and /r/mousereview for more specific questions. Use /r/buildapc for all PC building questions. This includes "Can my PC run this?" type questions, links showing off your computer build, or asking questions about builds. Rule #5: No questions about building/buying computers, hardware, peripherals, furniture, etc Those questions would be more appropriate for the game's subreddit if it exists. General game related discussion is allowed, but game-specific help requests (how to defeat a certain boss or level, what loadout is best for my character, etc) and basic questions (is a game co-op, does this game have controller support, etc) aren't. Tech support questions can be posted in our stickied tech support thread. Rule #4: No tech support or game help questions Low effort posts/comments and submissions not attempting to create discussion are prohibited. This includes contextless images/screenshots/GIFs as well as anti-platform or PCMR language such as "master race" and calling people peasants. Rule #3: No memes, PCMR language, or low-effort posts/comments No affiliate or referral links: This includes Amazon, GMG tap links, Star Citizen, etc.ĭevelopers must be verified before posting about their projects and, once they are, are not bound by rule #2. Discord, TeamSpeak), contextless website or subreddit links, and listings on eBay or other sales platforms. Rule #2: No advertisementsĪds include, but are not limited to, chat/game server & community recruitment (i.e. Please see our full rules on piracy here. Please see our full rules on self-promotion here. ![]() Rule #1: No spam, porn, or facilitating piracy No calls for violence against any groups or individuals.Īny account less than 90 days old may be permanently banned on the first infraction of this rule. No racist, sexist, homophobic, transphobic or other hateful language. This includes calling or implying another redditor is a shill or a fanboy. No personal attacks, witch-hunts, or inflammatory language. Looking for help with building or buying a PC? Check out /r/buildapc! | For all tech support questions please use the sticky! Join /r/pcgaming on Discord To check out our previous AMAs, click here. If you would like to schedule an AMA on /r/pcgaming please send us a message via modmail. ![]() 12/29/2023 0 Comments Instagram highlight cover travel![]() ![]() It’ll urge people to visit and read or buy. Save all the new things in your shop, blog, or business that you want people to see when they first get to your profile. You want to build a hype and remind people of what’s coming. Promote some of the new things that are coming to your shop, blog, or business and save them so that no one misses out. In it, you'll share those specific products. If you have a shop that has categories such as, blanket, pillows, and candles, you can create highlights with each of these options. ![]() Or if you’re hosting a workshop online, save the picture with all the information and share a link where people can put in their emails. Have all the information available–the dates and the locations, and a link to purchase a ticket. It’s a simple way for people to get to know you. Whether you’re the interviewer or the interviewee, save them in the highlights so people can find links to where you’re giving great value for free. You’re making it easy for your followers to read your stuff rather than having them open up their Internet browser and have to look you up. If the ‘Swipe Up’ option is available to you, all of the new blog posts that you’re sharing in your stories should be saved to your highlights. Have links avaible (using the Swipe Up option) so that people can buy tickets right away. Write down the dates, the where's, and the when's. Whether they’re sipping coffee out of your mug or they hung up your posters, those are pictures you want to save for easy access in your stories. If you run a business that offers physical products, you probably ask your customers to leave reviews with pictures. Save the books that your reading, the podcasts you’re listenting to, the people you follow, and the resources you use so that others can do the things that got you to where you are. Record the moments when you’re at the beach reading, at parties, masterminds, and anything else you do for fun. Share sneak peeks of your art, your entire work, your inspiration, and the process. Make quick clips that tell people what they get when they sign up, the free things they’ll receive, and the types of exclusive content they’ll recieve every week (or depending on when you send emails.) 7. (For example, you can directly share music from Spotify to your Instagram stories that link them back to the song.) 6. ![]() Share with them the type of music that you listen to while you’re working. Your followers love getting sneak peeks into your process. If you’re a musician, save your music, the pictures of your lyrics, and the moments you record. Save your selfies with your guests, your clips, and screenshots of your new episodes. Promote your podcast and make sure people don’t miss it. Or if you’ve published a book yourself, save it as a highlight. Share the books that you’re reading that could help your readers, or simply the ones that you enjoy. ![]() “My Family”īe human! If you’re promoting your own personal brand, then save the moments you record of your family, the selfies, and fun memories. People have different highlight ideas, and if you’re unsure as to what to make your highlight, we’ve compiled that you can use. Instagram highlights is a great way to give people glimpes of who you are the second they visit your profile. People can view them with a simple click. Macro Rumors also shares, “Instagram said that you can have as many highlights as you want, and any current highlight can be edited by tapping and holding its circle on your profile." The highlight or story remains unless you choose to remove it. You can save your stories in assigned sections (you decide what they are and what to name them), but you have to keep the story on your Instagram Story for the full 24 hours before it’s saved in your highlights. The point of Stories Highlights is to, “group old stories together in a new section that sits below your Instagram bio,” according to Macro Rumors. This option is viewed by your followers on your profile page in your Stories Highlight section. Instagram Highlights is a tool that you should take advantage of. ![]() 12/29/2023 0 Comments Nyc weather december![]() ![]() "We advise all New Yorkers to stay off the roads during this storm. Travelers to both airports are advised to confirm their flight status with their airlines before arriving at their terminals.ĭue to weather and peak holiday travel at #LGA please leave additional travel time and confirm your flight before heading to LGA. Kennedy International Airport and LaGuardia Airport into Friday morning.Īccording to the flight data tracking company FlightAware, over 400 flights had been canceled at both airports by noon Friday. At one point during the morning, LaGuardia had seen the most cancellations in the U.S. The heavy rain and gusty winds caused hundreds of flight delays and cancellations at both John F. Friday, according to the city’s Department of Transportation deputy commission Leon Heyward, who oversees sidewalk and inspection management. Open streets and outdoor dining was suspended through 8 p.m. The city also issued a travel advisory through Friday morning and all New Yorkers were encouraged to stay off the road and use mass transit if necessary. “We’re asking New Yorkers to take all the precautions necessary ahead of the holiday weekend.” "The biggest challenge with this current storm is that this storm will present multiple hazards in New York,” the city's emergency management commissioner, Zach Iscol, said at a briefing Thursday. All Queens express, limited, local, and select bus service is delayed in both directions due to inclement weather. ![]() ![]() There’s no sticky feeling but it doesn’t budge. I use the shade “1 Luminous Radiance,” which is “for fair to light complexions with pink undertones.” It blends in quickly and easily and absorbs right away. I blend it in before applying blush and etc. What I like to do is after applying base makeup - whether it’s a BB/CC cream, tinted moisturizer, or a foundation - I give this a few pumps and swipe it under my eyes, down the bridge of my nose, and along the high points of my face (cheeks). This product “widens eyes when used between the eyebrows and along the sides of the nose, and creates fuller looking lips when used in the hollow of the chin and around the contour of the lips.” In essence, it’s a way to give your face a little somethin’ somethin’ without it being detectable. Then, you apply the Touche Éclat Radiant Touch on top to brighten up the area. The Touche Éclat Radiant Touch “banishes shadows and tired-looking eyes by adding light and creating an instant lift to the eye area.” So, if you’re looking to give your eyes an extra oomph, you need to conceal your dark circles with an actual under eye concealer and pat it into your skin. The key to this product is to use it correctly, and to understand what the purpose of this product is. If you’re expecting for this provide coverage and erase imperfections, you’re going to be disappointed. It’s important to not consider this a concealer or even an under eye concealer. I know that in Korean beauty magazines, this item is often referred to as the “magic pen,” and in many ways, it is!Īs a “luminizing pen that brings light and radiance to the skin, immediately erases any signs of fatigue, and brightens the complexion,” the Yves Saint Laurent Touche Éclat Radiant Touch is worth the price. In addition, even when it’s not regularly “on rotation,” I still make sure to have it on hand since I notice a huge difference when I don’t use it. For the most part, it’s safe to say that this item is a staple in my makeup bag and it’s worth the re-purchase. Lip area: Apply to your Cupid’s bow for a sensuous effect.įace area: Accentuate your cheekbones and the area above and below your eyebrows for a sophisticated look.It’s time for an update on the Yves Saint Laurent Touche Éclat Radiant Touch since I recently re-purchased this item. Mouth area: Blend into the creases around your mouth and into your “smile line”. ![]() Before first use, you’ll need to click the pen up to 20 times.Įye area: Apply to dark circles under your eyes to brighten up your look. Using the thin brush, apply the product directly onto your skin or on top of your makeup and gently blend out with your fingertips or a sponge. reduces visibility of dark areas and brightens them up.makes your skin look awaken, well-rested, and refreshed. ![]() brightens up, smooths, and perfects your features.Now you can create the effect of beauty sleep with one stroke every single day. ![]() Yves Saint Laurent Touche Éclat was created to skilfully cover the dark areas of your face and give them a natural radiant glow. Bring out the best features of your face that deserve a natural radiance without an unwanted shimmery effect. Your face is a work of art, and the Yves Saint Laurent Touche Éclat brightening pen is the best brush to give it the perfect final touch. ![]() 12/28/2023 0 Comments Winston salem dash games![]() ![]() Game times and a fun-filled promotional schedule will be announced at a later date. The Winston-Salem Dash is a Carolina League team that serves as the Class A Advanced affiliate of the Chicago White Sox. The season concludes away on September 10 versus the Hickory Crawdads. The Dash will be at home on Father’s Day and Independence Day. Half of the Dash home games will take place on weekends. WINSTON-SALEM The Hickory Crawdads had their franchise-record 15-game winning streak snapped by the Winston-Salem Dash on Friday, and on Saturday they suffered their largest loss of the season. All series this season will last six games, running from Tuesday through Sunday. The Winston-Salem Dash, in conjunction with Major League Baseball, have announced their game times for the 2023 season Opening Night at Truist Stadium is Tuesday, April 11 at 7:00 p.m. Winston-Salem clubs also went by the names Cardinals, Red Birds, Red Sox, Spirits and Warthogs before becoming the modern day Dash. The Dash will begin the season with a three-game series in Hickory and then welcome the Brooklyn Cyclones to Truist Stadium on April 11 for the 2023 home opener. Additionally, the Dash will welcome the Aberdeen IronBirds to Truist Stadium for the very first time. Winston-Salem Dash (CWS) Wilmington Blue Rocks (WSH)įans will be treated to regional rival games against Asheville, Greensboro and Hickory. White Sox assistant GM Chris Getz identified Oscar Colás and Sean Burke’s assignments to High-A Winston-Salem should put them in a position to thrive and rise over the course of the summer. Rome Braves (ATL) Hudson Valley Renegades (NYY) Hickory Crawdads (TEX) Jersey Shore BlueClaws (PHI) ![]() Greenville Drive (BOS) Greensboro Grasshoppers (PIT) ![]() The Dash will again be playing in the High-A South Atlantic League, which includes the following MLB teams (affiliation in parentheses):Īsheville Tourists (HOU) Aberdeen IronBirds (BAL)īowling Green Hot Rods (TB) Brooklyn Cyclones (NYM) The Dash will take the field for 132 games, 66 of which will be played at Truist Stadium. The Winston-Salem Dash are excited to announce the team’s 2023 schedule. Last nights contest between the Dash and the Muddies was the second time that Winston-Salem has played a 14-inning contest since 2009. ![]() ![]() ![]() You can use our 15 year calculator to see how much you would need to pay each month to extinguish your loan in 15 years & then try to regularly pay that amount to pay your loan off faster. But if you have a 30-year fixed mortgage, you can still shorten your payment term by paying extra. Lenders also require higher credit scores for shorter terms that increase your monthly debt service expenses. ![]() You pay more interest & higher interest rates with a longer loan term than a shorter one.įifteen-year fixed-rate loans come with higher monthly payments, which can easily turn off homebuyers who are looking for more affordable monthly payment. Freddie Mac publishes a graph showing the historical spread in their PMMS survey results. However, 30-year fixed mortgages usually come with 0.25 to 1 percent higher rates compared to 15-year fixed-rate loans. ![]() Its popularity is due to low monthly payments and upfront costs. As of June 2020, the Urban Institute reports that 30-year fixed-rate loans account for 77 percent of new mortgages in the market. Most homebuyers in America tend to obtain 30-year fixed-rate mortgages. We’ll also talk about its disadvantages and other precautions you should take before making additional loan payments. Then, we’ll discuss different payment strategies you can take to maximize your extra payments. Our guide below will talk about the benefits of making additional mortgage payments and how they work. The added payments can cut years off your term and save thousands of dollars in interest costs. This is advantageous if you have an extended loan, such as a 30-year mortgage. If you want to reduce interest costs, you must budget for extra mortgage payments. Once you get keys to your home, you must keep planning your finances. And once you sign the deal, you must budget for monthly mortgage payments. On top of this, you must shop for the lowest mortgage rate to save on interest charges. It requires careful financial preparation, from improving your credit score all the way to saving enough down payment. Once you have filled out all your information click on the calculate button to see the side-by-side results for your old loan and the loan with extra payments made.Īt the bottom of the calculator there is also an option to turn on displaying a monthly amortization schedule showing your loan payment progress month-by-month.īack Done Maximizing the Power of Extra Mortgage Paymentsīuying a house is one of the most expensive transactions people make. You could add 360 extra one-type payments or you could do an extra monthly payment of $50 for 2.5 years and then an extra monthly payment of $100 for 3 years, etc. If you would like to make multiple payments for ranges of time you can enter multiple one-time payments or other periodic payment types by clicking on the "Add Payment" link. For example you can add a one-time lump sum inheritance payment along with annual income tax rebate payments, annual holiday bonus payments and regular weekly, biweekly or monthly contributions. You can combine mutliple extra payment types in parallel. ![]() Recurring weekly and biweekly payments will be converted into their monthly equivalents and added to your regular monthly payment. By default recurring payments last the duration of the loan unless you select an earlier end date. Recurring payments will be applied for the ranges you specify. One time payments will be applied on the date you specify. Then click on the calculate button to see your results. Then add any other additional payments you would like to make be it one-time, weekly, biweekly, monthly, quarterly or yearly. You can optionally add your other homeownership expenses in the middle section. Usage InstructionsĮnter your normal mortgage information at the top of this calculator. If you are considering refinancing at today's low rates, current Los Angeles refinance rates are published below. An in-depth guide offering money saving tips appears below the calculator. Getting The Most Out of Using This CalculatorĮxpand the drop downs for usage tips and suggestions. ![]() |
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